Unzip the Image File into "My Pictures" or C:/Windows/Web/Wallpaper for Windows ME,
Right-click on your desktop and select properties, click Browse and find the Image file where you saved it.
If using ME it should be listed if you saved it in Wallpaper.
Set Desktop color to Black to avoid those annoying boxes around Icon titles being as noticeable.
Right-click on your desktop and select "properties",
Select the Appearence Tab and choose Desktop in the "Item" Box,
Click on color and select Black, then Click OK.
Check out my new website devoted to helping people with PC and Windows 98 & ME Problems,
The site is under construction at present but have a look anyway.(03/09/01)